SITUATION:

A taxpayer contacted us to seek help with his IRS tax debt of approximately $83K Unfortunately, he is on a fixed income and had health issues that were not allowing him to pay back on his tax debt owed and was unsure of his options to have this taken care of given his situation.

INVESTIGATION PHASE:

To begin the investigation process we assigned a case manager who opened an online account and helped organize a detailed financial profile where all income, expenses, assets and liabilities were identified. A special aspect of the program is where we help clients properly organize their financial profile because we’ve found that if done quickly or with mistakes, everything going forward presents the wrong solutions or ones that are ultimately rejected by the IRS or taxing authorities.

As part of the process, our tax professional requested his master file and organized how much he owed, for what years, penalties, interest, and expiration dates on collection.

Since he could not make payments towards the tax debt owed, we requested a stay of enforcement, which is a temporary hold for collections to protect him from a levy or garnishment being filed while we worked on his case. 

After our tax professional reviewed his information, possibilities of penalty abatement, and different resolutions, an organized investigation report presenting all the options as well as recommended solutions was presented. This is very important because we want clients to know the pros and cons of the various options so that they are part of the solution. Each resolution has different pros and cons and is appropriate based on a variety of factors including a client’s future financial outlook, age of debt, and more. We also include what the client needs to do to stay in compliance with the resolution. Some companies skip this and just recommend one resolution, but this ultimately can backfire for clients.

We presented a complete report with all the findings, and it was determined that the best option was to request an Offer in Compromise (OIC) status. An Offer in Compromise is where an offer amount is presented to the IRS to consider the tax debt resolved for a lesser amount than what is originally owed. While the account is in Offer in compromise(OIC) review, the IRS will not engage in further collection activity.

RESOLUTION PHASE:

During this phase we gathered proof of his financial situation, we collected bank statements, hardship letters, copy of his bills, his medical history and all other important supporting documents.  We then contacted the IRS and presented the Offer In Compromise(OIC) request to have client’s tax debt resolved for $100. We had to wait to receive a response that can take several months. During this time the taxpayer’s financial situation changed, and the offer amount requested of $100 was rejected, but a counteroffer was provided of $8,773 to take care of the tax debt. The client accepted the amount and was able to make payments within 5 months of the counteroffer being presented. 100% of compliance with the IRS and paying future tax balances on time is a requirement. With this resolution option, the taxpayers tax debt is resolved.

Total amount owed: $83,083.86

Resolution: Offer in Compromise

Phases worked: Investigation and Resolution  

More Tax Debt Relief Issues & Solutions.

DISCLAIMER:

This example is an actual example of a client who enrolled in the tax program. Every case is unique and this is not an extension that you will receive the same resolution as they will. Your situation is unique, as are all tax cases. The team has extensive experience, has former IRS employees, special officers, enrolled agents, tax attorneys, and CPAs. Our tax team will work diligently with a flat fee to solve the tax issue you have for the best possible resolution for you. That means doing all possible to ensure you pay the lowest amount of taxes legally required based on your situation, allowable deductions, finances, and other factors.

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