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Hidden Risks of Merchant Cash Advances for Small Businesses If your business has ever faced a cash crunch, you know how tempting it is to accept quick funding—especially when it’s offered through your point-of-sale (POS) system or a merchant services provider. A Merchant Cash Advance (MCA) might feel like a lifeline when banks say no or when bills are piling
Can the IRS Seize Joint Bank Accounts? What You Need To Know Can the IRS seize joint bank accounts? The short answer is yes—under certain conditions, the IRS can access funds in a shared account, even if the tax debt belongs to just one account holder. That’s why it’s crucial to know how joint ownership is treated, what your rights
Debt Relief Programs for People With Low Income: What works If you’re dealing with debt on a tight income, you’re not alone — and there are solutions available. In fact, there are debt relief programs for people with low income that are designed to help reduce monthly payments, lower interest rates, and make your financial goals feel possible again. Today’s
Christian Debt Forgiveness: A Biblical Principle There are real paths to debt relief—solutions grounded not only in finance, but in faith. As personal debt and credit card balances continue to rise, many overlook the fact that the Bible offers powerful guidance on finding financial freedom. Christian debt forgiveness is more than a historical concept; it’s a spiritual principle rooted deeply
Biblical Principles of Debt: What the Bible Says About Borrowing Debt can feel overwhelming, but the Bible offers timeless wisdom on how to handle borrowing and lending wisely. More importantly, if you’re dealing with debt, there are practical solutions available to help you regain financial freedom. By exploring Biblical principles, you can find guidance not only for managing debt, but
How Debt Affects Families: A Path to Peace and Healing How debt affects families goes far beyond numbers on a credit report—it seeps into daily life. If debt is weighing on your family, you’re not alone—and there is real help available. Debt doesn’t just show up in credit reports—it seeps into daily life. It sits quietly at the dinner table,
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