Horizontal Or Vertical Growth: Which Is Best For Your Business?
January 14, 2025
Choosing the right growth strategy is crucial to your business’s success. Should you expand into new markets or deepen your expertise in existing ones? This article dives into the key differences between horizontal growth and vertical growth, helping you decide which is best for your business. And if business debt is holding you back, CuraDebt…
What Percent Of Revenue Should Go To Payroll? A Comprehensive Guide
January 13, 2025
For many businesses, payroll is one of the most significant expenses. But how much of your gross revenue should go toward payroll? Striking the right balance is crucial for profitability and operational efficiency. By understanding industry standards, evaluating your unique business needs, and implementing cost-saving strategies, you can ensure financial stability while retaining top talent.…
What Is A Personal Guarantee? What You Need To Know Before Signing
January 13, 2025
When you’re navigating the world of business financing, the term “personal guarantee” is bound to come up. While it might sound like just another step in the loan approval process, a personal guarantee is a serious commitment that can impact not only your business but also your personal financial well-being. Before signing on the dotted…
CITIBANK Debt Settlement Letter From October 2024
January 10, 2025
CITIBANK Debt Settlement Details This settlement offer concerns a CITIBANK account with a current balance of $2,104.40, successfully negotiated to $736.54, resulting in a 65% savings. Payments are structured over 24 installments, with monthly amounts of $30.69, finalizing in September 2026. CuraDebt leverages its experience to help clients achieve substantial debt reductions tailored to their…
U.S. Bank Debt Settlement Letter From April 2024
January 10, 2025
U.S. Bank Debt Settlement Letter The following is a debt settlement letter for an account with U.S. Bank. This letter highlights a successful settlement where the total owed amount of $3,461.53 was reduced by 60%, allowing the client to settle the debt for $1,384.61—a savings of $2,076.92. Please note that while CuraDebt cannot guarantee future…