Strategic Consulting Reviews: What You Need To Know
Debt is a challenge that affects millions, and finding the right support can make all the difference. If you’re reading this, you may be exploring options to help manage or reduce your debt. Here, we provide a comprehensive look into Strategic Consulting’s debt relief services to help you make an informed choice. We’ll cover what Strategic Consulting offers, how their services work, and what real customers are saying about them across various review platforms. As you explore your options, remember that CuraDebt offers a free consultation to help you better understand which path may be best for your financial future.
What Is Strategic Consulting?
Strategic Consulting is a debt relief company specializing in customized solutions for people struggling with debt. The company aims to guide clients toward financial freedom through personalized debt relief programs, focusing primarily on debt settlement options. Through their services, Strategic Consulting works to negotiate with creditors on behalf of their clients to reduce the total amount owed.
Strategic Consulting’s mission is to provide tailored solutions that fit each client’s financial needs. They work closely with clients to assess their debt situation, determine eligibility for debt relief programs, and develop customized plans. With a wide range of options available in the debt relief industry, it’s essential to understand how each one operates and what clients say about their experiences.
How Does Strategic Consulting Work?
Strategic Consulting offers debt settlement as its primary service, working to negotiate lower debt amounts with creditors on behalf of clients. The process begins with an initial consultation where clients discuss their debt situation, financial goals, and budget. Strategic Consulting assesses this information to create a customized plan aimed at reducing the total debt amount.
Typically, the company’s debt settlement approach involves:
- Evaluating Debt: Reviewing each client’s debt situation to identify which accounts may be eligible for negotiation.
- Negotiation: Reaching out to creditors to negotiate a settlement that could reduce the debt, often by a substantial amount.
- Payment: Clients then make payments based on the agreed settlement terms, which usually involves depositing funds into a special account before paying the creditor.
If you’re unsure which debt relief path is right for you, CuraDebt offers a free consultation to help you explore your options.
Debt Settlement Vs. Debt Consolidation
If you’re considering debt relief options, you’re likely aware of both debt settlement and debt consolidation. While they may seem similar, each option has distinct advantages depending on your financial situation.
- Debt Settlement involves negotiating with creditors to pay less than the full amount owed. This can result in faster debt reduction and lower total payments, but it may impact your credit score in the short term.
- Debt Consolidation combines multiple debts into a single loan with a lower interest rate. It doesn’t reduce the amount owed, but it simplifies repayment and can help manage high-interest debts more effectively.
Strategic Consulting specializes in debt settlement, making it ideal for clients aiming to resolve debt at a lower cost rather than consolidating it into a new loan.
Strategic Consulting Reviews
Let’s look at what people are saying about Strategic Consulting across various review platforms. These insights provide a balanced view of the company’s service quality and customer satisfaction.
Trustpilot
On Trustpilot, Strategic Consulting holds a solid reputation with an average rating of 4.3 out of 5 stars, showing that many customers are satisfied with their services. Here are a few specific reviews:
- Positive Review: “I reviewed several debt consolidation programs. This company explained everything in detail and in a language I could understand. They guided me with the best options for financial freedom for me.”
- Positive Review: “I’m so excited to start on the path to being free from all the credit card debt that I had gotten myself into.”
- Negative Review: “I recently started a program with them and things were fine until I decided to go a different direction with my finances. I tried writing an email to end my participation in the program and asked for unused money to be refunded. My emails have gone unanswered, so I tried calling, no answer, not even voicemail. My advice is, be sure their service is what you want because you won’t be able to get a hold of them after.”
Google Reviews
Google Reviews reflect an even higher satisfaction rate, with an average rating of 4.7. Here are a few of those reviews:
- Positive Review: “I’m so glad I found Strategic Consulting. They handled my case with care and were transparent about the fees and process. I would definitely recommend them to anyone struggling with debt.”
- Positive Review: “This is my first time speaking my dealings with this firm, each and every individual I have spoken to has been extremely professional, and makes you feel important.”
- Negative Review: “These guys are scammers. They get you to sign a bunch of paperwork, give them your account details, and then you never hear from them again. They don’t pay off your debts, they leave you dry and owing your creditors, all the while your credit goes down the drain.”
Better Business Bureau (BBB)
On the BBB website, Strategic Consulting has an average customer rating of 2.82 out of 5 stars. Some customers expressed frustration with the communication process. Here are a few reviews:
- Positive review: “I Haven’t had anything but great experiences with Strategic. They consolidated over 36k in credit card debt from 4 different sources into one payment.”
- Negative review: “It’s a scam. I fell for it. I read so many bad reviews and everything sounds like the same lies they told me. Furthermore, I tried to cancel the program, it hasn’t been more than 24hrs, but suddenly no one wants to answer my calls or emails. They ruin your credit and take off with the money. You’re better off struggling to make payments on your own.”
- Negative review: “Don’t use. Not a debt consolidation loan as advertised. Several of my credit cards have been hacked ever since I declined their services. Coincidence, I think not! It is a scam and I want all of my personal info removed from their database immediately.”
Lawsuit Information
A recent development related to Strategic Consulting has garnered attention: the company has been sued for allegedly swindling over $100 million from financially struggling clients, according to the BBB’s website. This lawsuit claims the company engaged in practices that put its customers at financial risk. Clients considering this company should weigh this information carefully as they make their decision.
What Are People Saying On Reddit?
Discussions on Reddit about Strategic Consulting provide another perspective. In one conversation, a Reddit user asked whether Strategic Consulting is a trustworthy company. The responses were mixed, with one commenter advising caution, calling the company “a scam” due to the experiences others have shared online. These discussions can be valuable, as they provide real users’ opinions based on personal experiences or what they’ve seen others go through.
CuraDebt Reviews
As a debt relief company committed to customer satisfaction, CuraDebt holds a strong reputation with numerous positive reviews from clients who have successfully reduced or eliminated their debts. Clients often mention our transparent process, knowledgeable staff, and accessible support. Many clients say that working with CuraDebt has helped them regain control over their finances and reduce financial stress.
When it comes to debt relief, you need a partner who prioritizes your financial well-being, which is why CuraDebt offers a free consultation to help you find the best solution for your needs.
Conclusion: Is This Company The Right Choice?
Strategic Consulting provides debt settlement services that have helped many clients reduce their debt burden, as evidenced by generally positive reviews on platforms like Trustpilot and Google. However, the company has received some mixed reviews and complaints, particularly on the BBB site, and the lawsuit regarding alleged financial misconduct is a significant concern. If you’re exploring debt relief options, it’s essential to fully understand the terms, costs, and timeline involved with any company.
Remember, if you’re looking for personalized debt relief guidance, CuraDebt offers a free consultation to help you find the right solution. With a track record of customer satisfaction and transparency, CuraDebt is here to support you on your journey to financial freedom.